Understanding GAP Insurance: What It Is and Why You Need It thumbnail

Understanding GAP Insurance: What It Is and Why You Need It

Published Dec 21, 24
2 min read

Ensuring the Protection of Your Vehicle Investment

Purchasing a car is a major investment, and protecting it is crucial. GAP (Guaranteed Asset Protection) insurance offers essential coverage by covering the difference between what you owe on your car loan and what your insurance pays if your car is stolen or totaled.

How Does GAP Insurance Help You?

If your car is stolen or totaled, your regular auto insurance will only cover the current market value, which can be much lower than the amount you owe on your loan. GAP insurance covers this gap, making sure you're not left with outstanding debt.

Imagine your car is valued at $15,000 but you owe $18,000. If the car is totaled, your insurance will pay $15,000, and GAP insurance covers the remaining $3,000, ensuring you’re not left paying off a loan for a car you no longer own.

Benefits for Borrowers

GAP insurance offers several key benefits for borrowers, making it a smart choice when financing a vehicle:

  • Peace of Mind: With GAP insurance, you can rest easy, knowing that you’re covered if something happens to your vehicle.
  • Shielding Yourself from Depreciation: Because new cars depreciate fast, GAP insurance ensures you're financially protected in case of an accident or theft.
  • Avoid Financial Setbacks: GAP insurance helps prevent the financial hardship of paying off a loan for a car you no longer have.
  • Affordable and Valuable Protection: GAP insurance is generally inexpensive when added to your car loan, especially when compared to the potential financial risks it protects against.

Protect Your Car with WyHy GAP Insurance

WyHy offers GAP insurance as an affordable and valuable addition to your auto loan package. By adding GAP insurance to your loan, you can enjoy greater financial security in the event of an accident or theft. It's a simple add-on that ensures your investment is protected, offering peace of mind as you drive your new or used vehicle.

With WyHy, you get the benefit of competitive rates and flexible loan options, with the added assurance that you have the right protection in place.

Protect Your Vehicle Today

Your car is a major investment, and protecting it with GAP insurance is a smart choice. Whether you're buying new or used, this coverage ensures that your vehicle is safeguarded.

Act now to protect your investment. Contact WyHy today to learn more about our auto loan protection options and how GAP insurance can keep your vehicle investment safe.



Get more information on GAP insurance today. Visit WyHy Loan Center or call us at (800) 442-2392 for more information.

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